Getting The Information And Help You Need After A Car Crash

Even the most careful drivers can be involved in a collision. There are so many variables that affect what causes car crashes that it is impossible to list them all here. At Pavlack Law, LLC, we want you to know that we have your back. We have the experience and skill to provide compassionate, effective injury representation. This page provides some information you may find useful after an accident. Know that you can always call the firm at 317-978-9538 to get specific answers. Your consultation and even your case analysis are always 100% free with us.

What Should I Do Right After A Car Crash?

Of course, the action you take will depend on whether there are injuries and how severe those injuries are. The first things to do are stop, pull to where it’s safe and turn off the engine. Assess the injuries and get medical help if there is any sign of someone being hurt.

Call 911. If you are unable to call, point to one person and tell that one person to call 911. Why point to one person? Because studies on accidents show that if you just yell out to a group everyone in the group thinks someone else is calling and no one actually calls for help.

The next thing is to accept medical help, even if you think you are fine. Why? Because if you are in shock, you will think you are fine. There are some injuries, such as internal injuries and brain injuries, that are not immediately evident. Only a medical professional can for sure tell if you have these types of injuries. The last thing you want to do is drive yourself or someone else home after a head injury or while you are in shock.

If there are no serious injuries, then be sure to get the contact information of witnesses. Also, take photos or videos of both the accident scene and of the damage to the vehicles. You can also take photos of any injuries, cut, scrapes or bruises. But again, you should take the ambulance to the hospital if there was any chance of shock, whiplash, a head or internal injury. Adrenaline runs high after an accident and can mask pain, even the pain of a broken bone.

Exchange insurance information with the other driver. Call the police and file a report. Speak with a personal injury attorney. Call an attorney if you may be partly at fault.

What Is The Claims Process Like?

Generally speaking, once you file a claim with your own insurance provider, an adjuster will review your claim. This is called a first-party claim. You may also file a claim with the other driver’s insurance company. This is called a third-party claim. The at-fault party will be identified after an inspection of the vehicles, and possibly the scene of the accident. We can help you understand your rights with both types of claims.

What Is The Indiana Statute Of Limitations For Car Accidents?

Again, generally speaking, after a car crash, you have two years to file a claim. There are some instances where this may be different. No matter the details of your crash, it is always in your best interest to file as soon as possible. Why? Because evidence can be lost, witnesses can be difficult to track down, memories fade and records may disappear. It is likely that your insurer requires you to file a report of the accident within 30 days after the event.

Does Indiana Have Comparative Fault In Car Accident Claims?

It sure does. If your “fault” is greater than the other driver’s “fault,” then you cannot file a claim. This holds true even if you suffered injuries. This is known as the “51% fault” system. You are able to file a claim if you are less than 51% at fault. Again, every accident is different, and it is in your best interest to consult a personal injury attorney no matter what your insurer or the other party’s insurer has told you.

Are All Car Accident Cases Litigated?

They are not. Most car crash cases are settled out of court. When we represent you, we will make a “demand for payment.” The insurer will then, typically, begin negotiations with us. Only in instances when the insurer refuses to offer a fair settlement do we pursue a trial. We are trial attorneys who take many types of personal injury cases, so at every step of the process, we are both preparing to settle and to take your case to court.

Set Up A Meeting With Us To Discuss The Details Of Your Injury

We want you to have the information you need to make educated choices. We offer a free consultation and case analysis so that you get your questions answered. We can also provide more specific information as to how we can help you and what you can expect, given your situation. Call and speak with a member of our team: 317-978-9538. You can also send a question with the best way to get a hold of you on our online form. Our office is in Indianapolis. We serve clients throughout the Greater Indianapolis area.