Construction work is physically demanding, and when an injury happens on the job, it often means time away from work and lost income. These lost wages can create financial pressure quickly, especially when medical bills are also involved. Working with our Indianapolis, IN construction site injury lawyer can help you recover lost wages.
Documenting Missed Time And Pay
The first step is to track exactly how much work you’ve missed. Whether you’re out for a few days, a few weeks, or longer, we recommend keeping a written record that includes dates missed and your typical pay schedule. Pay stubs, timesheets, and direct deposit records are useful for showing what your income looked like before the accident. If you are an hourly worker, be sure to include your regular rate and average hours worked each week.
For salaried employees or those with seasonal work, we may also use prior tax returns or employment contracts to calculate expected earnings. The more detailed your records are the easier it can be for our team to negotiate for a settlement that accurately reflects your lost wages.
Workers’ Compensation Benefits
In Indiana, many construction workers are covered by workers’ compensation. This system is designed to provide medical coverage and partial wage replacement without having to prove fault. If you qualify, you may receive temporary total disability (TTD) benefits, which typically amount to two-thirds of your average weekly wage—up to a state-mandated cap.
While these benefits can help, they often don’t cover all financial losses. In some cases, the insurer may dispute the injury, delay payments, or underestimate your wages. We work with injured workers to file proper paperwork, respond to denials, and fight for the correct benefit amount when necessary. We also recommend talking with us before accepting the first settlement as insurance companies may offer low pay for the construction accident.
Third-Party Injury Claims
If someone other than your employer caused the accident—such as a subcontractor, equipment manufacturer, or property owner—you may be able to file a third-party claim. This type of claim can include full lost wages, pain and suffering, and future income if your ability to work is affected long-term. These cases involve proving that the other party’s actions directly led to your injury, and they are handled outside the workers’ comp system.
We evaluate the details of each accident to determine whether a third-party claim is appropriate. Proving liability can be tricky when multiple parties are involved, but our team brings a combined 50 years of experience handling cases with plenty of twists and turns. We can even negotiate with corporate construction insurance companies, who are used to forcing victims to accept low offers.
Returning To Work And Partial Disability
If you return to work but can’t perform the same duties as before, your wages may still be reduced. In those cases, you may qualify for temporary partial disability (TPD) benefits or additional compensation through a legal claim. We work with medical records and employer reports to calculate the wage difference and help clients pursue recovery for that loss.
Moving Forward After An Injury
Lost income can add stress to an already difficult situation. At Pavlack Law, LLC, we help injured construction workers understand their rights and pursue the compensation they need to stay on stable ground. Contact us today to schedule a consultation and hear about our client-centered approach!
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